Urgent care cost visit without insurance: Everything you need to know about

Most people suffer from accidents in their day-to-day lives. Some are severe in nature, and some might not be life-threatening. Though these problems are not life-threatening, they require treatment within 24 hours. 

Urgent care cost visits are an affordable means of treatment than Emergency room visits. This blog discusses the details of Urgent Care Costs without Insurance. Though the costs vary depending on time, location, and medium of treatment yet, with no insurance, it becomes a bit expensive.

What Is Urgent Care?

Patients suffering from any issue that is not life-threatening but also cannot delay the treatment for the next 24 hours are assisted with Urgent care. 

When To Visit An Urgent Care Clinic?

Some of the instances of conditions that require urgent care are—fever, vomiting, diarrhea, strains, difficulty in breathing, accident problems, etc. Serious problems such as heart attack or any head injury require emergency treatment in the emergency room (1).
Some lab tests are also done at urgent care. Those include:

• Pregnancy tests

• STD tests

• Blood tests

• Urine tests

• Flu and Strep tests

How Much Does A Visit To Urgent Care Cost?

The costs for different treatments differ in different places depending upon your present location as well as the type of treatment provided.

According to the Forbes website, the average cost for strep throat is $75.  Some of the other instances of different treatment costs are given below:

• Blood Sugar Test – $32

• X-ray– $132.80

• Sinus infections and congestions- $142

• HIV test- $60

• Flu shot- $35.29

• Minor burn- $122 

Some of the other factors that might affect your costs like your lab tests and the type of treatment that is required (3).

How Much Is An Urgent Care Cost With No Insurance?

Urgent Care can be more expensive without health insurance. It depends upon the severity of the disease or illness. The average cost without health insurance is $300, depending upon which clinic you visit.

One can effectively cut down on these additional medication prices by choosing Healthmatter. People without insurance can purchase medication with other discounts for more significant savings and benefits. Healthmatter is a leading pharmacy for Nootropics, and Armodafinil 150 mg is one of the most recommended Nootropics by doctors. The Armodafinil price without insurance at Healthmatter is $1.60 per pill. This price is further reduced with additional offers on your first order. 

Factors That Influence Your Urgent Care Cost

There are many factors that influence the urgent care cost. Some of the factors include:

Services

Urgent care clinics tend to provide different levels of treatments and services. Basic-level treatments require fewer visits to the clinic, costing you less than advanced-level treatment, which requires more visits to the doctor and advanced treatments.  Viral infections like colds and flu come under the basic level, and injuries that need x-ray, injections, and medication come under the advanced level. Minor surgeries, ultrasounds, etc., will also come under the advanced level at a high cost. 

Time

All clinics charge each time you visit, regardless of the treatment. The estimated cost for one visit is between $100 to $200. The more you see the clinic, the more you need to pay, including the service charge. 

Location

There will be a change in the cost of an urgent care visit if the location differs. The place of the clinic impacts the cost of the treatment. The urgent care provider supply and demand influence how much the cost will be. 

You can usually ask for an itemized bill and may be able to negotiate specific treatment options.

Other things that might affect Urgent Care are the cost of the premises along with the modern equipment used. It also depends upon the existing private insurance of the patients (2).

Does my insurance cover urgent care visits?

 According to ehealthinsurance website, the actual cost of Urgent Care depends upon the provider. But you can expect to pay as less as $100 for medical services provided by an expert. According to a survey made by the Urgent Care Association, there are over 9,000 urgent care clinics in the U.S., providing service to about 89 million patients every year. The healthcare units provide similar to that of a primary care physician’s (PCP) office and are an option to the PCP office after business hours or when there’s no existing relationship with a primary care physician. 

How To Reduce Urgent Care Costs Without Insurance

Taking care of yourself regularly and seeking medical help in case of poor health condition is good. But do you really need to visit urgent care for any minor health issues? This question may confuse you about whether it is good to see the doctor or not if you are feeling low. If you want to get rid of those extra medical bills which seem to be unnecessary, then it is best to contact the clinic before walk-in. Call, message, or email are the easy ways to contact the provider to ask questions. 

Many urgent care clinics provide offers and special discounts to uninsured patients. You can ask them if they are up for any such offers. Nowadays, telemedicine appointments help lower the cost of visiting the clinic. Ask if your health issue can be addressed in such a way or not. 

It is always a good idea to question the provider before visiting. You can ask them more questions like visiting fee, any additional charge, need for tests and cost for the test, need to be done x-ray and the cost for that, etc. 

For medication, along with Healthmatter, you can also choose CVS Pharmacy to save money and get health products at an affordable price. 

Urgent Care Cost Visits Without Insurance: The Key Takeaway

Urgent Care cost visit is an affordable treatment option for people with serious issues that requires treatment within 24 hours. The issue should not be life-threatening. The life-threatening issues require emergency room visits. 

A lot of people that are uninsured delay getting medical treatment when they need it. It can result in minor injuries and ailments turning into severe conditions. Once these conditions get serious, a trip to ER could be unavoidable. In such cases, treatment costs are likely to be much more significant.

Visiting an urgent care clinic when you need treatment could save you money in the long run, but more importantly, it could prevent any serious health problems.

Urgent care clinics operate on a walk-in basis, so you don’t have to book an appointment earlier. It allows you to choose the visiting time best suited to you. Thus, to avoid health risks and medical service costs, visit urgent care clinic.